Why do I need life insurance?

While it’s difficult for each of us to face our own mortality, planning for it will ease the burden our loved ones will later face. Life insurance can be purchased to help in this difficult situation by providing death benefits:

Unpaid medical bills,
Income replacement for survivors,
Final expenses like burial costs,
Unplanned or emergency expenses,
Your mortgage balance,
Even future education funds

Remember, you can also use some life insurance products:
to help you establish an estate plan,
as a component to your savings strategy,
for retirement income,
to pay off a mortgage balance of in the event of a premature death,
even to pay for estate taxes.

Ask yourself "What should I consider?"